Loans


Loans Can Be Paid:

Over-the-Counter, Payroll Deduction, or Direct Deposit

Signature and Auto

Signature Loans
Maximum: 10% of Yearly Gross Income
Maximum: $5,000.0

New Auto Loans
90%
Rate: 5.25 – 13.00% (Note: We will match any rate you receive from a dealer or other financial institution on new and used auto loans)
Maximum: $30,000

Used Auto Loans
NADA

Trade-in Value
Loan
Retail

Rate: More than 60 mos.: 6.5 – 14%
60 mos. or less: 6.5 – 12.50%

Maximum: $30,000

Mortgage and Other

Mortgage Loans
1st Mortgage: 80% LTV
Rate: 6.00% – 11:00%
Maximum Amount/Terms: $75,000/15 years

1st Mortgage: 90% LTV;
Rate: 7.00% – 11.00%
Maximum Amount/Terms: $75,000/15 years

2nd Mortgage: 70% of Equity
Rate: 8.5% – 12.50%
Maximum Amount/Terms: $30,000/84 mos. (7 years)

2nd Mortgage: 70% of Equity
Maximum Amount/Terms: $30,000/90 mos. (7.5 yrs.)
Note: The Orangeburg, SC Markets Rates will be considered for all Mortgage Loans.

Other Loans
Other Loans: 80% of Selling Price

Computer (New)
Rate: 7.00% – 15.00 %
Land: 80% LTV
Rate: 10.00% – 18.00%
Credit Builder: No Credit History
Rate: 12.00%
Furniture (New): 70% of Selling Price
Rate: 7.00% – 15.00 %
Certificate/Share Secured
Rate: 2.75 above CD/Share Rate