Due to the Corona Virus (COVID-19) outbreak, our lobby is closed to all foot traffic accept for appointments(only). Our drive-thru is open during normal business hours. .

Current Rates

Christmas Club is 0.10% , 12 month is 0.25% and IRA is .75%

FinanceYou can now apply for a Student Loan via our website.  Sallie Mae is Edisto Federal Credit Union’s student loan provider. For more information, click the “More Information” button.

photodune-6411192-customer-service-xsYou can now apply for loans using your desktop, laptop, notebook or mobile device; we’ve just made it easier! Visit our location for more information or click the “More Information” button to see how.



EFCU continues to take precautions to safeguard our

members and staff as we deal with the COVID-19 Corona virus.  Our

lobby will be closed effective March 23, 2020

until further notice.  Members are encouraged to use the

ATM or Drive-Thru. 

You can also access your account via the website at


If you need to see a staff member, please call the credit union at

(803) 535-0077

for an appointment.