Saving Accounting Financial Banking Money Concept

Savings Accounts

Current Rate: .10%
Membership Fee $1.00 (one-time only)
Minimum Deposit: $25.00

Retirement IRA Speedometer

Traditional: 0.75%
Roth: 0.75%

Investment and flowchart showing business or finance concept

Certificate of Deposit

3 mos. = 0.15%
6 mos. = 0.20%
9 mos. = 0.25%
12 mos. = 0.25%

Hand holding book bank and stack of money in consept checking money in the account isolated on white background

Checking Accounts
No Fees
No Dividends
NSF Charges: $30.00
Line-of-Credit: $200.00 (If eligible, you must apply)

Happy couple with a credit card

Debit Cards
24-hour ATM located at the Credit Union
Debit cards can be used at any STAR, CIRRUS, ALLSTAR, & CO-OP ATM
(Positive Balance: Only your funds in your checking or savings accounts.)
Debit cards can be updated at the Credit Union



EFCU continues to take precautions to safeguard our

members and staff as we deal with the COVID-19 Corona virus.  Our

lobby will be closed effective March 23, 2020

until further notice.  Members are encouraged to use the

ATM or Drive-Thru. 

You can also access your account via the website at

If you need to see a staff member, please call the credit union at

(803) 535-0077

for an appointment.